Debt management plans are tailored to your circumstances. Debts are consolidated into one monthly payment.
- Interest rates can be frozen or reduced
- Debt specialists negotiate for you
- Flexible and informal plans
Debt management may help if you ...
- Have debts of less than £15,000
- Debts owed to 2 or more companies
- Have any employment status
IVA's are legal arrangements lasting 5 years. Any remaining debts are written off.
- Creditors cannot chase you for payments
- Debts are eventually written off
- Less stigma than bankruptcy
An IVA may help if you have...
- Debts of £15,000 or more
- Debts owed to 3 or more companies
- Are employed or self employed
Debt consolidation loans combine all your loans into one monthly payment, with lower interest rates.
- Clear your debts with ONE loan
- Lower interest rates & monthly payments
- Fast and easy to arrange
Consolidation loans can help those ...
- Who own their own home
- Have equity within their home
- Have less severe debt problems
Data Protection Act Registration Number: Z9160976 | Consumer Credit Licence Number: 575528